workspace "Cowally Platform" "Internal Integration & Partner Ecosystem Overview" {

    model {
        client = person "Client" "A fintech or finance company that uses Cowally to offer digital financial services."
        user = person "User" "An end customer using the client-branded app powered by Cowally."
        integrationUser = person "Integration User" "A system or service that integrates directly with Cowally's API for data access and automation."

        cowally = softwareSystem "Cowally Platform" "White-label embedded finance orchestration platform." {
            mobileApp = container "Mobile App" "Superapp for users to access all enabled modules and features offered by the financial entity" "Mobile"
            webApp = container "Web App" "Web-based interface for users with same functionality as mobile app, with some platform-specific variations" "Web"
            adminDashboard = container "Admin Dashboard" "Web-based system for client administrators to manage financial products and user access" "Web"
            whatsapp = container "WhatsApp Integration" "WhatsApp interface for users to access services via chat" "Messaging Platform"
            orchestration = container "Core Orchestration Engine" "Handles business logic, user flows, and partner coordination" "Node.js"
            api = container "Unified API Layer" "Abstracted API layer for client interaction" "REST/GraphQL"

            kycService = container "KYC Integration" "Handles KYC verification services" "External API Integration"
            signatureService = container "Signature Flow" "Manages digital signatures and document signing" "External API Integration"
            bankingCore = container "Banking Connector" "Integrates with banking partners for account management" "External API Integration"
            paymentGateway = container "Payment Orchestrator" "Handles payment processing and routing" "External API Integration"
            loanCore = container "Loan Core" "Stores data about credit products, loan configurations, active loans, payments and such" "Database/API"
            decisionEngine = container "Decision Engine" "Automates credit-risk decisions" "Cloud Service"

            user -> mobileApp "Uses"
            user -> webApp "Uses"
            user -> whatsapp "Uses"
            client -> adminDashboard "Uses"
            integrationUser -> api "Integrates with"
            mobileApp -> api "Consumes"
            webApp -> api "Consumes"
            adminDashboard -> api "Consumes"
            whatsapp -> api "Consumes"
            api -> orchestration "Forwards requests"
            orchestration -> kycService "Calls for user KYC verification"
            orchestration -> signatureService "Triggers signature flow"
            orchestration -> bankingCore "Creates and syncs accounts with banking partners"
            orchestration -> paymentGateway "Routes payments"
            orchestration -> loanCore "Manages loan data and configurations"
            orchestration -> decisionEngine "Requests credit risk assessments"
        }

        clientCore = softwareSystem "Client's CORE/Integration Layer" "Client's internal systems for user management, financial data, and business rules" "External System"

        orchestration -> clientCore "Confirms user identity and manages access"
        orchestration -> clientCore "Retrieves financial product information (accounts, balances, credit lines)"
        decisionEngine -> clientCore "Gets client-specific rules and custom logic (whitelists/blacklists)"
    }

    views {
        systemContext cowally {
            include *
            autolayout lr
        }

        container cowally {
            include *
            autolayout lr
        }

        theme default
    }
}